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For Consumers

The FreshCredit App™ gives consumers self-custody credit data, portable identity verification, and free credit reporting. No cost, ever.

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FreshCreditFreshCredit®INC

Credit and identity infrastructure for the modern world.

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© 2026 FreshCredit® Inc. All rights reserved.

FreshCredit® Inc is not a bank, credit union, credit repair company, or credit reporting agency (CRA). FreshCredit® does not make lending decisions, extend credit, guarantee credit outcomes, or provide financial advice. The FreshCredit Ecosystem™ provides infrastructure that enables third-party providers to build credit and identity products. BlockID™, BlockScore™, BlockIQ™, and The FreshCredit App™ are trademarks of FreshCredit® Inc. All credit decisions are made by providers building on the FreshCredit® platform.