Own your credit data. Free forever.
The FreshCredit App™ gives consumers self-custody credit data, portable identity verification, and free credit reporting. No cost, ever.
Self-Custody Credit Data
Your credit data stored at the edge under your control. No centralized data custody. You decide who sees your data and when.
Free Credit Reporting
Build your FreshCredit Report at no cost. 44% of consumers find at least one error in their files — FreshCredit helps you identify and address them.
Portable Identity
Verify your identity once via BlockID™ and carry your credentials across providers. No more repeating KYC at every new financial service.
Better Offers
Access the BlockIQ™ marketplace where providers compete for your business with personalized offers — without exposing your data to everyone.
DAO Governance
Participate in governance of the FreshCredit Ecosystem™ through the DAO. Have a voice in how the platform evolves.
Always Free
The FreshCredit App™ is and will always be free for consumers. No subscriptions, no hidden fees, no premium tiers. Free.