FreshCreditFreshCredit®
Product / Marketplace /

BlockIQ\u2122 Marketplace Offers

Embedded finance marketplace infrastructure enabling providers to create, match, and distribute offers with privacy-preserving settlement.

Embedded Offer Matching

Providers create and distribute financial offers through the BlockIQ™ matching engine. Privacy-preserving algorithms connect consumers with relevant offers without exposing personal data to unselected providers.

Privacy-Preserving Settlement

Transaction execution on the Tiered Ledger Architecture with zero-knowledge proofs. Settlement finality with automated revenue distribution across the provider ecosystem. Circle, Coinbase, and Stripe rails for fiat and stablecoin.

Provider Marketplace APIs

Full API suite for creating, managing, and distributing offers. MSA-licensed access at Partner, Provider, and User tiers. Sandbox and production environments with comprehensive documentation.

Revenue Attribution Engine

Automated tracking and attribution of successful transactions. Providers only pay a percentage of successful outcomes — no upfront costs, no per-seat licensing. The model that makes FreshCredit® 286× cheaper than legacy systems.

Evidence & Citations /
~70%

checkout abandonment rate in traditional financial services

Baymard Institute research
18%

conversion lift for providers using FreshCredit® infrastructure

FreshCredit® provider analytics
$540T

total addressable market across global credit and embedded finance

FreshCredit® market analysis
3

settlement rails: Circle (USDC), Coinbase, and Stripe for fiat/stablecoin

FreshCredit Ecosystem™ integrations