Credit scoring for the digital economy
BlockScore uses alternative data sources, AI-driven analysis, and blockchain verification to expand credit access while maintaining risk standards.
Provider Models
Pre-built scoring models for different credit products and risk appetites, customizable for your needs.
Alternative Data
Incorporate utility payments, rental history, and digital asset activity into credit decisions.
AI Risk Agents
Machine learning models that analyze thousands of data points to assess creditworthiness in real-time.
Explainable AI
Clear explanations of scoring decisions for compliance and customer service.
Better prediction of credit risk
Independent Validation StudyAlternative data signals analyzed
FreshCredit Data Science TeamLower cost per credit decision
FreshCredit Internal AnalysisAverage decision time in seconds
FreshCredit Performance Metrics* Reduction in default rates vs. traditional models
† Compared to traditional credit bureau pulls
‡ Average decision time for qualified applicants