Free for consumers. Transaction-based for providers.
The FreshCredit App™ is free. Providers only pay a percentage of successful transactions — no upfront licensing, no per-seat costs. Legacy tri-merge credit pulls cost $50–$110 each. We are 286× cheaper, 90× faster, and recover ~13% of qualified applicants previously lost to errors.
The FreshCredit App™
Self-custody credit data, portable identity, free credit reporting, and DAO governance access for consumers.
- Self-custody credit data wallet
- Portable identity verification
- Free credit reporting
- DAO governance participation
- BlockID™ credential management
Provider
Build credit models, offer matching, and agent workflows on FreshCredit® infrastructure. Only pay when value is delivered.
- BlockScore™ Model Builder API
- BlockIQ™ Marketplace integration
- BlockID™ Agent Workflows
- Sandbox & production environments
- Revenue attribution engine
- 286× cheaper than legacy bureau systems
- Recover ~13% of applicants lost to errors
Partner
Enterprise-grade access with dedicated infrastructure, SLAs, and co-development. For institutions operating at scale.
- Dedicated infrastructure tier
- Custom SLA agreements
- White-label capabilities
- Priority API access & support
- Co-development opportunities
- Full FreshCredit Ecosystem™ access
Find out how much you're really paying for verification per lead
Legacy verification costs hide in plain sight. Between credit bureau fees, false declines, and abandoned applications, most providers are paying 40% more than they realize.
Calculate Your True CostsExplore Solutions
Discover how FreshCredit can transform your credit infrastructure.
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