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286× cheaper. 90× faster. Your models.

Build credit models, agent workflows, and marketplace offers on FreshCredit® infrastructure. Only pay when value is delivered.

Build Your Own Credit Models

BlockScore™ gives you the APIs, alternative data pipelines, and cross-lingual AI agents to build and deploy your own credit risk models with 25% predictive lift.

Agent Workflows

BlockID™ infrastructure lets you build autonomous agent workflows for KYC/AML automation, identity verification, and credential management.

Marketplace Distribution

Distribute offers through the BlockIQ™ marketplace. Privacy-preserving matching connects you with qualified consumers — 18% conversion lift over traditional checkout.

Transaction-Based Pricing

Only pay a percentage of successful transactions. No upfront licensing, no per-seat costs, no monthly minimums. 286× cheaper than legacy bureau systems.

Sandbox & Production

Full sandbox environments for development and testing. Seamless promotion to production with comprehensive API documentation and dedicated support.

MSA Licensing

Structured onboarding via the Master Licensing & Services Agreement. Partner, Provider, and User tiers with distinct access levels and SLAs.

Products for Providers

BlockScore ModelsBuild custom credit scoring models
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BlockID FoundationIdentity verification infrastructure
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BlockIQ MarketplaceDistribute offers to qualified consumers
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* *Based on FreshCredit® cost analysis comparing transaction-based pricing to legacy bureau per-pull pricing, and FreshCredit® Lab benchmarks comparing edge-first architecture to traditional cloud-based decisioning. Individual results may vary.

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FreshCreditFreshCredit®INC

Credit and identity infrastructure for the modern world.

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© 2026 FreshCredit® Inc. All rights reserved.

FreshCredit® Inc is not a bank, credit union, credit repair company, or credit reporting agency (CRA). FreshCredit® does not make lending decisions, extend credit, guarantee credit outcomes, or provide financial advice. The FreshCredit Ecosystem™ provides infrastructure that enables third-party providers to build credit and identity products. BlockID™, BlockScore™, BlockIQ™, and The FreshCredit App™ are trademarks of FreshCredit® Inc. All credit decisions are made by providers building on the FreshCredit® platform.