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FreshCreditFreshCredit®INC
Company /

Building trust-based credit infrastructure for the next era of finance

FreshCredit\u00AE provides the infrastructure for providers to build agent workflows, credit scoring models, and embedded finance marketplace systems \u2014 backed by the FreshCredit Ecosystem\u2122, a federation of four independent entities.

Investment Thesis

FreshCredit Inc is positioned at the intersection of three trillion-dollar markets: credit infrastructure, digital identity, and embedded finance. With enterprise partnerships including Google, Microsoft, and Visa, we are building the foundational layer for the next generation of financial services.

Team
275+Years combined experience

Across financial services, technology, regulatory affairs, and enterprise software development.

4xCongressional testimony

Direct testimony before Special Committees on identity, blockchain, autonomous organizations, and stablecoins.

11+Institutional engagements

Including U.S. Congress, Senate, White House, World Bank, African Union, CFTC, and the European Union.

$540TAddressable market

Global credit, identity, and embedded finance infrastructure across consumer and institutional markets.

Team experience includes
GoogleGoogle
MicrosoftMicrosoft
MastercardMastercard
T-MobileT-Mobile
IBMIBM
StanfordStanford
HarvardHarvard
The FreshCredit Ecosystem™
FreshCredit® Inc
C CorpCommercial Operations & App Home

The commercial infrastructure layer and primary application home. BlockID, BlockScore, and BlockIQ are licensed, integrated, and deployed at scale.

The FreshCredit® Lab
S-Corp LLCDevOps, Infrastructure & SRE

Maintains the Rust-based edge infrastructure, libSQL/Turso deployments, and Polkadot SDK integrations. Memory-safe architecture per the ONCD Initiative.

The FreshCredit® Org
501(c)(3)Research Frameworks & Standards

Creates scientific methodologies for agent workflows, open-source credit scoring standards, and governance frameworks.

The FreshCredit® DAO
S-Corp LLCExecution & Privacy Governance

Privacy-preserving transaction execution via zero-knowledge proofs, transparent audit logging, and settlement finality via the Tiered Ledger Architecture.