Link your accounts to start building credit now.
An easy, secure, private way to manage your credit and leverage the value of your data. Connect, monitor, and build your credit for free anywhere in seconds.

Learn how we collect and use your information by visiting our Privacy Policy›

 

FreshCredit® is a financial technology company, not a bank. Banking services will be provided by a regulated member of the FDIC to be announced at a later date.

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CONTROL
Take control of your personal data utilizing NFT technology users can claim, protect, and even leverage their data.
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PRIVACY
Personal data is called personal for a reason. Make sure your data remains private by staying in control of it.
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Our Network
+12,000 More Applications & Growing
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FEATURES
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MONITOR CREDIT
Quickly check your credit score and monitor your credit without exposing your data, all for free.
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REPORT PAYMENTS
Add rent, cellphone, and utility payments as well as any other accounts you make monthly payments on.
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DISPUTE ERRORS
Generate clear, specific, and trackable dispute letters instead of manually writing and mailing them by hand.
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CLAIM ASSETS
Claim your digital assets such as cryptocurrencies on other platforms and NFTs to boost your credit score in real-time.
Request Credit Data
The request includes start and end dates, a specific date range to pull transactions data from. Use the BlockID endpoint to submit a POST request.
Retrieved Credit Data
The request includes start and end dates, a specific date range to pull transactions data from. Use the BlockID endpoint to submit a POST request.
View Documentation

Frequently asked questions. Feel free to contact us for help.

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According to legal regulations in the US and other countries, a creditor must consider your BlockScore™ credit report upon your request, according to the US Equal Credit Opportunity Act.

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The benefit of a digital identity
Using digital identity to KYC new consumers has enabled financial institutions to penetrate over 91% of the U.S. market.
John Doe, Plaid Fintech Effect
View case study
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Protect yourself from identity theft with free data breach monitoring service available through the app.